This topic is one of the rules auditors don’t handle correctly on GL audits. When auditing mercantile or manufacturing risks for general liability it can become tricky when the auditor discovers the insured also does installation, service, or repair of goods sold. The policy also may have been written on a mercantile or manufacturing risk based on estimated exposure for sales and payroll and/or cost. In either situation the audit just became more complicated and it requires additional investigation to be sure the CLM rules are properly applied and the correct exposure(s) audited. Do you use the payroll code on the policy or not? Do you add a payroll code to the policy or not? This webinar will go over those questions and more. This webinar is approximately 1 hour.
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