Afirm Solutions News


Afirm is a leading provider of Premium Audits, Loss Control Inspections & Risk Services nationwide.

Afirm Safety & Contingency Planning

First, with my utmost gratitude, let me thank you on behalf of Afirm and its almost 900 members and staff. Throughout March, while in the midst of the COVID-19 pandemic, you have shown your support of our organization by providing a greater inflow of new work on both the Audit and Loss Control sides. For…

Study Reveals Two Out of Three Hotels Inadvertently Leak Guest’s Data

On April 10, Symantec released a study showing two-thirds of hotel websites leak guests’ booking details to third-party sites. Marriott International, which experienced a massive data breach in November 2018, was not included in that study. On February 14, the City of Chicago filed a lawsuit against Marriott International for that breach that exposed the…

800-Pound Boulder Tragedy a Reminder of Risk in Transporting Goods

When transporting items commercially, securing your cargo properly could be the difference between life and death. A mother and daughter were tragically killed this month in Minnesota after an 800-pound boulder fell off a truck and struck their car, according to police. This tragedy – and others that do not involve loss of life –…

Uber Driver Who Recorded Passengers Pushes Privacy Boundaries

An Uber and Lyft driver who live-streamed passengers in his vehicle to a channel on the video streaming website Twitch is part of a growing number of practices that challenge privacy rights in today’s surveillance society. Since March, hundreds of St. Louis-area passengers have been streamed online without their knowledge by their driver, Jason Gargac….

Wildfire Forces Evacuation, Leaving Homeowners to Face Daunting Property Damage and Reconstruction Costs

Burning near the western edge of Yosemite National Park, the Ferguson forest fire has burned tens of thousands of acres, injured several firefighters and forced the evacuation of residents in the area. Wildfires are also forcing evacuations in Southern Oregon. In the wake of a wildfire in California that shows few signs of slowing down,…

Premium Audits: Providing a Positive Client Experience

As your client’s business operations change, so may their insurance premiums. To make certain they are paying the correct premium amount an audit is commonly performed—requiring a premium auditor with a high degree of expertise, professionalism and understanding of your client’s business. Oftentimes, premium auditors are the only in-person interaction a policyholder experiences with a carrier, making…

Strengthening Relationships with Risk Management

Brokers and agents often encounter clients whose businesses expose them to particularly complex and dynamic risks—placing them outside of the standard market appetite. When faced with the challenge of a hard-to-place risk, brokers must understand the exposures their clients face, turn to trusted partners to create tailored coverage solutions, and know the mitigating actions clients…

Afirm Presents Donation to Help Local At-Risk Children in Larimer County

Fort Collins, Colorado (August 22, 2017) – Afirm, a Fort Collins-based international provider of Risk Mitigation, Loss Control, and Premium Audits within the insurance industry, presented a check in the amount of $11,743 to Realities For Children during the company’s annual Leadership Seminar. Realities For Children provides funding and support to 31 youth agencies through its…

Largest Insurance Company in Michigan Acquires Grand Rapids-Based Chlystek & White

Farmington Hills, Michigan (June 6, 2017) – H.W. Kaufman Financial Group, Michigan’s largest insurance company according to the 2017 Crain’s Detroit Business list, announced today that it has acquired Grand Rapids, MI-based Chlystek & White Services (CWS), Inc. – a regional insurance premium audit services company. CWS will become part of Afirm, Kaufman’s leading international…

US-Reports and Canadian Reports to Merge and Create Comprehensive Risk Solutions Firm

Fort Collins, Colo. (February 22, 2017) – H.W. Kaufman Financial Group announced today that it has strategically combined US-Reports and Canadian Reports, rebranding both companies under the name Afirm. The merger will continue their global presence and allow a single source for loss control inspection, premium audit, and risk mitigation services under the Afirm brand….

Around the P&C Insurance Industry

Real estate insurance program manager Distinguished Programs Holdings LLC announced a partnership with Zurich to underwrite a new program, New York Brick & Brownstone. Developed in 2007, the program focuses on smaller New York habitational properties and insures more than 11,000 neighborhood building owners.

Kaufman Financial Acquires Essential Insurance Services

Michigan-based specialty insurance company Kaufman Financial Group has acquired premium audit provider Essential Insurance Services for an undisclosed price. Colorado-headquartered Essential Insurance will become part of Kaufman’s national premium audit, inspection and risk management services business, US-Reports.